Homeowners, renters, nonprofits, and businesses in Hawaii affected by the March 2026 Kona Low flooding have one week remaining to apply for federal disaster assistance. Both FEMA Individual Assistance and SBA low-interest physical damage disaster loans share the same deadline, and time-sensitive applicants are urged to act immediately.
About the Hawaii Kona Low Flooding Disaster Assistance Program
Following the March 2026 Kona Low flooding event, a federal disaster declaration unlocked two parallel streams of financial recovery support for affected Hawaii residents and organizations. FEMA Individual Assistance provides direct grants to eligible individuals, while the SBA Disaster Loan Program extends low-interest loans for physical damage repair and replacement. Both are administered independently but share a unified application deadline of June 14, 2026. Applications already in progress will not be affected by the closing date.
Funding Size
- FEMA Individual Assistance: grant amounts vary based on assessed damage and individual need
- SBA Physical Damage Disaster Loans: low-interest loans for homeowners, renters, businesses, and nonprofits; loan limits vary by applicant type
- Both programs are available simultaneously; applying for one does not preclude the other
Who Can Apply
- Homeowners and renters with property or personal belongings damaged by the Kona Low flooding
- Nonprofit organizations with physical damage resulting from the disaster
- Businesses of all sizes impacted by physical damage from the flooding event
Geographic Eligibility
- Hawaii only
- Eligible counties are those covered under the federal disaster declaration for the March 2026 Kona Low flooding event
Sector or Thematic Focus
- Disaster recovery and individual financial assistance
- Physical damage repair and property replacement
- Business and nonprofit continuity following a federally declared disaster
Application Process
FEMA Individual Assistance can be applied for online at DisasterAssistance.gov, through the FEMA App, by calling the FEMA Helpline at 800-621-3362 (open 24 hours a day, 7 days a week, available in multiple languages), or in person at a Local Recovery Center. SBA Disaster Loans can be applied for online at sba.gov/disaster, by calling 800-659-2955, by emailing DisasterCustomerService@sba.gov, at a Local Recovery Center, or in person at a Disaster Loan Outreach Center where SBA representatives are available to assist with completing applications. Local Recovery Center locations are available at ready.hawaii.gov and Disaster Loan Outreach Center appointments can be booked at Appointment.sba.gov.
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Required Materials
- Proof of identity and residency
- Documentation of property ownership or rental agreement
- Evidence of damage incurred from the Kona Low flooding
- Insurance information and any prior claim documentation
Key Dates
- Application deadline: 14 June 2026
- Applications already in progress are not affected by this deadline
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Selection Notes
- Applying for FEMA assistance and SBA loans are separate processes; applicants may pursue both simultaneously
- American Sign Language video guidance for FEMA registration is available at FEMA Accessible